Articles Archives - SPJIMR-CFI Mon, 05 Aug 2024 13:34:14 +0000 en-US hourly 1 https://wordpress.org/?v=6.4.3 Leaders’ Lens: In conversation with Manish Daswani https://finnovateinsights.spjimr.org/leaders-lens-in-conversation-with-manish-daswani/ https://finnovateinsights.spjimr.org/leaders-lens-in-conversation-with-manish-daswani/#respond Fri, 02 Aug 2024 11:23:57 +0000 https://finnovateinsights.spjimr.org/?p=1217 In an engaging interview with Manish Daswani, Chief Business Officer of Converj, we delve into the transformative journey of the credit industry in India, focusing on the evolution of the credit card market and future prospects of the credit sector.

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]]> In an engaging interview with Manish Daswani, Chief Business Officer of Converj, we delve into the transformative journey of the credit industry in India, focusing on the evolution of the credit card market and future prospects of the credit sector.

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]]> https://finnovateinsights.spjimr.org/leaders-lens-in-conversation-with-manish-daswani/feed/ 0 Leaders’ Lens: In conversation with Ajay Srinivasan https://finnovateinsights.spjimr.org/leaders-lens-in-conversation-with-ajay-srinivasan/ https://finnovateinsights.spjimr.org/leaders-lens-in-conversation-with-ajay-srinivasan/#respond Fri, 02 Aug 2024 11:23:30 +0000 https://finnovateinsights.spjimr.org/?p=1215 In an insightful conversation with Ajay Srinivasan, the former Chief Executive Officer of Aditya Birla Capital Limited, we delve into the growth and complexities of NBFCs in India. He highlights collaboration between traditional finance and fintechs, the role of fintechs in financial inclusion, and forecasts technological innovation shaping the financial sector by 2035, with personalized… Continue reading Leaders’ Lens: In conversation with Ajay Srinivasan

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]]> In an insightful conversation with Ajay Srinivasan, the former Chief Executive Officer of Aditya Birla Capital Limited, we delve into the growth and complexities of NBFCs in India. He highlights collaboration between traditional finance and fintechs, the role of fintechs in financial inclusion, and forecasts technological innovation shaping the financial sector by 2035, with personalized services and efficiency driving future growth and profitability.

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]]> https://finnovateinsights.spjimr.org/leaders-lens-in-conversation-with-ajay-srinivasan/feed/ 0 Leaders’ Lens: In conversation with Sujith Nair https://finnovateinsights.spjimr.org/leaders-lens-in-conversation-with-sujith-nair/ https://finnovateinsights.spjimr.org/leaders-lens-in-conversation-with-sujith-nair/#respond Fri, 02 Aug 2024 11:22:19 +0000 https://finnovateinsights.spjimr.org/?p=1212 In this engaging conversation, Sujith Nair, CEO and Co-founder of FIDE, delves into the transformative world of India Stack, Digital Public Infrastructure, and regulatory sandboxes. With a focus on how these innovations foster a culture of inclusivity and scale, Sujith elaborates on the foundational role of India Stack in democratizing access across sectors and its… Continue reading Leaders’ Lens: In conversation with Sujith Nair

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]]> In this engaging conversation, Sujith Nair, CEO and Co-founder of FIDE, delves into the transformative world of India Stack, Digital Public Infrastructure, and regulatory sandboxes. With a focus on how these innovations foster a culture of inclusivity and scale, Sujith elaborates on the foundational role of India Stack in democratizing access across sectors and its significant impact on a billion lives.

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]]> https://finnovateinsights.spjimr.org/leaders-lens-in-conversation-with-sujith-nair/feed/ 0 Leaders’ Lens: In conversation with Varun Nagaraj https://finnovateinsights.spjimr.org/leaders-lens-in-conversation-with-varun-nagaraj/ https://finnovateinsights.spjimr.org/leaders-lens-in-conversation-with-varun-nagaraj/#respond Fri, 02 Aug 2024 11:21:52 +0000 https://finnovateinsights.spjimr.org/?p=1210 In this compelling interview with Varun Nagaraj, Dean of S.P. Jain Institute of Management and Research, we explore the nuanced impact of co-founders’ backgrounds on the trajectory of startups. Nagaraj, with his rich background as a start-up CXO and ecosystem enabler, shares insights into how diverse experiences and shared knowledge among co-founders can significantly influence… Continue reading Leaders’ Lens: In conversation with Varun Nagaraj

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]]> In this compelling interview with Varun Nagaraj, Dean of S.P. Jain Institute of Management and Research, we explore the nuanced impact of co-founders’ backgrounds on the trajectory of startups. Nagaraj, with his rich background as a start-up CXO and ecosystem enabler, shares insights into how diverse experiences and shared knowledge among co-founders can significantly influence a start-up’s success.

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]]> https://finnovateinsights.spjimr.org/leaders-lens-in-conversation-with-varun-nagaraj/feed/ 0 Can Machine Learning Algorithms Change the Landscape of Credit Card Loan Portfolios? https://finnovateinsights.spjimr.org/can-machine-learning-algorithms-change-the-landscape-of-credit-card-loan-portfolios/ https://finnovateinsights.spjimr.org/can-machine-learning-algorithms-change-the-landscape-of-credit-card-loan-portfolios/#respond Fri, 02 Aug 2024 11:15:13 +0000 https://finnovateinsights.spjimr.org/?p=1208 Machine learning gives the capability to move from risk-based to profit-based underwriting in credit card loan portfolios.

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]]> Machine learning gives the capability to move from risk-based to profit-based underwriting in credit card loan portfolios.

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]]> https://finnovateinsights.spjimr.org/can-machine-learning-algorithms-change-the-landscape-of-credit-card-loan-portfolios/feed/ 0 Shadow Banking: Chronicles from the US and India https://finnovateinsights.spjimr.org/shadow-banking-chronicles-from-the-us-and-india/ https://finnovateinsights.spjimr.org/shadow-banking-chronicles-from-the-us-and-india/#respond Fri, 02 Aug 2024 11:12:58 +0000 https://finnovateinsights.spjimr.org/?p=1206 Shadow Banking in the US is on the rise owing to higher regulatory pressures on banks and rapid adoption of technology leading to growth in fintechs.

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]]> Shadow Banking in the US is on the rise owing to higher regulatory pressures on banks and rapid adoption of technology leading to growth in fintechs.

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]]> https://finnovateinsights.spjimr.org/shadow-banking-chronicles-from-the-us-and-india/feed/ 0 Fintech Sandboxes: Need of the Hour? https://finnovateinsights.spjimr.org/fintech-sandboxes-need-of-the-hour-2/ https://finnovateinsights.spjimr.org/fintech-sandboxes-need-of-the-hour-2/#respond Fri, 02 Aug 2024 11:11:09 +0000 https://finnovateinsights.spjimr.org/?p=1203 In a study, it was found that fintech firms in the UK sandboxes show increased fundraising and higher survival rates.

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]]> In a study, it was found that fintech firms in the UK sandboxes show increased fundraising and higher survival rates.

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]]> https://finnovateinsights.spjimr.org/fintech-sandboxes-need-of-the-hour-2/feed/ 0 Start-up Success and Co-Founder Dynamics https://finnovateinsights.spjimr.org/start-up-success-and-co-founder-dynamics/ https://finnovateinsights.spjimr.org/start-up-success-and-co-founder-dynamics/#respond Fri, 02 Aug 2024 08:00:38 +0000 https://finnovateinsights.spjimr.org/?p=1199 In a study, it was found that start-up success relies not only on co-founders’ diverse experiences but also on co-founders having shared industry knowledge.

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]]> In a study, it was found that start-up success relies not only on co-founders’ diverse experiences but also on co-founders having shared industry knowledge.

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]]> https://finnovateinsights.spjimr.org/start-up-success-and-co-founder-dynamics/feed/ 0 Leaders’ Lens: In conversation with Nandini Mansinghka https://finnovateinsights.spjimr.org/leaders-lens-in-conversation-with-nandini-mansinghka/ https://finnovateinsights.spjimr.org/leaders-lens-in-conversation-with-nandini-mansinghka/#respond Fri, 02 Aug 2024 07:00:46 +0000 https://finnovateinsights.spjimr.org/?p=1196 In this insightful interview with Nandini Mansinghka, CEO of Mumbai Angels, a pioneering figure in the realm of Angel Investing in India, we delve deep into the transformative journey and future prospects of the angel investment landscape in India.

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]]> In this insightful interview with Nandini Mansinghka, CEO of Mumbai Angels, a pioneering figure in the realm of Angel Investing in India, we delve deep into the transformative journey and future prospects of the angel investment landscape in India.

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]]> https://finnovateinsights.spjimr.org/leaders-lens-in-conversation-with-nandini-mansinghka/feed/ 0 Navigating the Early-Stage Start-up Investment Landscape: Human Investors vs. Machine Learning Algorithms https://finnovateinsights.spjimr.org/navigating-the-early-stage-start-up-investment-landscape-human-investors-vs-machine-learning-algorithms/ https://finnovateinsights.spjimr.org/navigating-the-early-stage-start-up-investment-landscape-human-investors-vs-machine-learning-algorithms/#respond Thu, 01 Aug 2024 08:04:13 +0000 https://finnovateinsights.spjimr.org/?p=1186 In a study, machine learning algorithms outperformed Business Angels by accurately predicting the survival outcomes of 60% of start-ups and achieved an average investment return 184% higher than that of Business Angels.

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]]> In a study, machine learning algorithms outperformed Business Angels by accurately predicting the survival outcomes of 60% of start-ups and achieved an average investment return 184% higher than that of Business Angels.

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